Why do I need an attorney after an accident? Insurance companies will bank on the fact that it takes time to open claims and deal with adjusters. Hiring an attorney will allow you to just focus on your recovery and settlement. There will be no upfront cost to you to be seen by a physician. Your medical bills will be placed on an attorney lien and will not be due until your case is settled.
The other person who hit me is super nice and I don’t want to sue them. You’re not suing them, they pay for their insurance company to be there when they have an accident. You’re suing the insurance company. If the person had the money to fix your car and your body, they would most likely pay for your damages, but most people don’t have the funds to self-insure that is why they pay their premiums so that if they are in an accident their company can make you whole again.